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KYC/AML Policy

Last updated: February 2026

1. Purpose

Quadency is committed to preventing the use of its platform for money laundering, terrorist financing, or other illicit activities. This KYC (Know Your Customer) and AML (Anti-Money Laundering) policy outlines the procedures we follow to verify the identity of our users.

2. Verification Requirements

Tier 1 — Basic Verification

  • Full legal name
  • Email address (verified)
  • Country of residence
  • Date of birth

Tier 2 — Enhanced Verification

Required for deposits exceeding 1,000 USDT or withdrawals:

  • Government-issued photo ID (passport, national ID, or driver's license)
  • Proof of address (utility bill, bank statement — issued within last 3 months)
  • Selfie with ID document

Tier 3 — Institutional Verification

Required for Enterprise-tier accounts:

  • Certificate of incorporation
  • Proof of business address
  • Identification of beneficial owners (25%+ ownership)
  • Source of funds declaration

3. Prohibited Jurisdictions

Quadency does not provide services to residents of the following jurisdictions: United States, North Korea, Iran, Syria, Cuba, Crimea (Ukraine), and any country or territory subject to comprehensive OFAC, EU, or UN sanctions.

4. Transaction Monitoring

We continuously monitor transactions for suspicious patterns, including:

  • Unusually large deposits or withdrawals
  • Rapid movement of funds in and out
  • Transactions involving high-risk jurisdictions
  • Structuring attempts (breaking large transactions into smaller ones)

5. Suspicious Activity Reporting

If suspicious activity is detected, Quadency reserves the right to: freeze the account pending investigation, request additional documentation, file a Suspicious Activity Report (SAR) with relevant authorities, and terminate the account if warranted.

6. Data Handling

All KYC documents are encrypted at rest and in transit. Access is restricted to authorized compliance personnel. Documents are retained for 5 years after account closure, per regulatory requirements.

7. Contact

For KYC-related inquiries, contact our compliance team at [email protected].